Written by Alexandria White @ CompareCards News & Advice
You may be carrying a credit card embossed with the name “Visa Signature®” on it, but have you ever wondered what exactly that means? Sure, Visa is one of the major payment networks, the others being Mastercard, American Express and Discover, but what does the “signature” part represent? Turns out, Visa Signature® is a select […]
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Secured cards offer many of the same benefits of traditional credit cards, but are typically easier to qualify for if your credit history is non-existent or poor. If you’re new to credit or are determined to rebuild a previously damaged credit history, a secured card might be just what you need to get the ball […]
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Read MoreWritten by Alexandria White @ CompareCards News & Advice
If you’re a business owner who carries a balance month-to-month, you may wonder if all that interest you paid can be written off at tax time. The silver lining to revolving business expenses month-to-month is that the interest, as well as any fees you incur on a business credit card, are tax deductible. Publication 535 […]
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Business owners can write off many costs involved in their day-to-day operations, but one that may be often overlooked is the ability to deduct business credit card annual fees from their taxes. Here’s the good news: annual fees (as well as some other credit card fees) on business cards are tax deductible, according to guidelines […]
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Read MoreWritten by Alexandria White @ CompareCards News & Advice
When it comes to balance transfers, Capital One cards aren’t on top of the heap as the issuer has few cards offering 0% balance transfer intro periods, and the cards with offers come with a 3% balance transfer fee. However, there are two Capital One consumer cards offering some pretty generous 0% balance transfer periods: […]
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Read MoreWritten by Alexandria White @ CompareCards News & Advice
A great feature that many credit card issuers offer is prequalification. Simply stated, this allows you to check if you may qualify for a credit card by performing a soft pull on your credit. A soft pull does not affect your credit score, unlike a hard pull that will appear on your credit report and […]
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Discover vs. Discover it: What’s the difference? Today, all Discover credit cards fall under its Discover it® suite of credit card products. This can be confusing to people who were issued Discover cards years ago and aren’t familiar with the company’s “it” products. Discover originally had a line of credit cards that included More, Open […]
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Get the champagne out — a major anniversary is coming up for credit cards. On May 22, the Credit Card Accountability, Responsibility and Disclosure Act — more commonly known as the CARD Act — will be celebrating its 10th anniversary. Initially signed into law by President Barack Obama in 2009, the CARD Act was a major win […]
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The information related to the Chase Slate® has been collected by CompareCards and has not been reviewed or provided by the issuer of this card prior to publication. Chase offers several good options for you to complete a balance transfer, whether you plan on doing so for personal debt or business debt. Our top pick is […]
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As credit card issuers continue to compete with each other to try to earn a spot in your wallet, credit card sign-up bonuses just keep getting better. A recent MagnifyMoney* study found that the average sign-up bonus for a travel rewards card more than doubled from 16,050 points in 2008 to 40,556 points in 2018. That’s […]
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With all of the Fed rate increases happening lately, credit card debt that you carry is becoming a lot more expensive. What may have been a spur of the moment charge one day can turn into a burden that can lead you to rack up debt that can linger for months or even years. Since […]
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The information related to the United MileagePlus Presidential PlusSM Card*, United MileagePlus® Select Card*, United℠ Explorer Card, United MileagePlus® Club Card, Fairmont Visa Signature*, Starwood Preferred Guest® Credit Card from American Express*, Marriott Bonvoy™ American Express® Card*, Marriott Bonvoy Brilliant™ American Express® Card, Citi ThankYou® Preferred Card*, and Citi ThankYou® Preferred Card for College Students* has been collected by CompareCards and has not been reviewed or provided by the issuer of this card prior to publication. *These offers are currently unavailable […]
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The U.S. Bank Altitude™ Reserve Visa Infinite® Card may be a lesser known card, but it offers many of the same benefits as top travel rewards cards from major issuers. Cardholders can benefit from one of the highest statement credits (up to $325 annually), rewards geared to travel, easy rewards redemption, and more that make this card worth a look. We’ll […]
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Getting married can be an exciting time as it confirms and celebrates your commitment to each other. After marriage, you’ll have all sorts of adventures to share, but your honeymoon phase can be cut short if bad credit hampers your ability to achieve financial goals together, such as owning a home, buying a new car […]
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If you see an unauthorized charge on your credit card account, a billing mistake or you’ve never received merchandise you ordered, you can often file a dispute with your credit card issuer. The Federal Trade Commission (FTC) set laws that provide protections for credit cardholders in these situations and can protect you if incorrect charges […]
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The information related to the Crystal® Visa Infinite® Credit Card has been collected by CompareCards and has not been reviewed or provided by the issuer of this card prior to publication. Odds are you haven’t heard of the Crystal® Visa Infinite® Credit Card — but, it is a valuable rewards card that can benefit frequent travelers. Similar to other travel rewards cards, the […]
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If you’re a business owner looking to open a credit card, you may have come across charge cards. Similar to credit cards, charge cards allow you to streamline spending, open employee cards and benefit from rewards and other perks. However, they provide a different set of features than traditional credit cards, and are better suited […]
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Read MoreWritten by Alexandria White @ CompareCards News & Advice
If you’re a merchant, you have to deal with various fees and operating costs that may seem like you’re being nickel-and-dimed. One of the fees you’ll incur for accepting credit and debit card payments is an interchange fee. This is typically charged as a percentage of the total transaction and a flat rate, but varies […]
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Read MoreWritten by Alexandria White @ CompareCards News & Advice
If you’ve missed or been late on a credit card payment, you may be worried just how much your credit score will plummet. The effect a late payment has on credit scores varies based on several factors, such as how many days it’s past due, whether you’ve had multiple late payments in the recent past […]
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Read MoreWritten by Alexandria White @ CompareCards News & Advice
The information related to the Bank of America® Cash Rewards for Students and Bank of America® Travel Rewards for Students has been collected by CompareCards and has not been reviewed or provided by the issuer of this card prior to publication. When in college, it’s a good idea to get a head start on building a positive credit history. A $0 annual fee student card, such as the Bank of America® Cash Rewards for Students, […]
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