10 common mistakes people make with travel credit cards (and how to avoid them)

Written by Devon O’Rourke @ Million Mile Secrets

No one likes to make mistakes, especially when money and rewards are involved. If you’re not careful and conscious with your travel credit card strategy, you could end up losing out on a great welcome offer or even hurting your credit score. Whether you’re a seasoned veteran or a newbie in the miles and points …

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How to complete a Citi Business card application

Written by Devon O’Rourke @ Million Mile Secrets

Citi is an MMS advertising partner. We love small-business credit cards at Million Mile Secrets. They offer great perks that some personal cards don’t, they can help organize your business expenses and they let you tap into some great earning structures. Some come with large welcome offers – like the CitiBusiness® / AAdvantage® Platinum Select® World …

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10 small-business advertising ideas and how to save money when purchasing

Written by Devon O’Rourke @ Million Mile Secrets

INSIDER SECRET: It’s important to maximize your rewards when you spend on advertising your small business. You can earn up to 3x points when you use cards like the Ink Business Preferred to pay for social media advertising. An important aspect of growing your small business is advertising, whether in social media and newspapers, at …

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Best 7 small-business tips

Written by Devon O’Rourke @ Million Mile Secrets

INSIDER SECRET: Most small-business credit cards don’t appear on your personal credit report; they won’t add to your Chase 5/24 count. Whether you own a landscaping company, do freelance writing or are working to develop the next viral app, small business is complex. One simple step any small-business owner can take is to open a …

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Chase Credit Card Points: My Epic $3,200 All-Inclusive Caribbean Vacation. Here’s How You Can Do It Too

Written by Devon O’Rourke @ Million Mile Secrets

INSIDER SECRET: Chase Ultimate Rewards points are our team’s favorite way to book both regular and luxury travel. With plenty of transfer partners and valuable redemption options, having a card like the Chase Sapphire Preferred® Card could have you booking your own $3,200 vacation for next to nothing — like me. I’m about three years into …

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10 common mistakes people make with cash-back credit cards and how to avoid them

Written by Devon O’Rourke @ Million Mile Secrets

No one likes to make mistakes, especially when money and rewards are involved. If you’re not careful and conscious with your cash-back credit card strategy, you could end up losing out on a great welcome offer and get the wrong rewards credit card for you. Whether you’re a seasoned veteran or a newbie in the miles …

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5 Best Hilton Hotels in the US With Points — Use the Amex Hilton Card Limited-Time Offers

Written by Devon O’Rourke @ Million Mile Secrets

INSIDER SECRET: Just because an award redemption doesn’t meet the average value for “cents per point”, doesn’t mean the redemption isn’t valuable. Things like location and perks often get overlooked when it comes to comparing cash value versus points. Keep those overlooked benefits in mind when determining an award redemption’s value. Hilton is one of …

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Is the Bank of America Platinum Business Worth It? The $300 Bonus Is an Easy Win With No Annual Fee

Written by Devon O’Rourke @ Million Mile Secrets

INSIDER SECRET: This card is worth considering for small business owners who want a keeper card without an annual fee. It will not affect your “Chase 5/24” status. With the Bank of America® Platinum Visa® Business credit card, you’ll earn a $300 statement credit after you spend $3,000 in purchases within the first 90 days of …

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Do British Airways Avios Points Expire? Here’s What You Need to Know

Written by Devon O’Rourke @ Million Mile Secrets

INSIDER SECRET: British Airways Avios expire … but they’re super easy to keep from expiring and worth it with sweet redemptions like transferring to Iberia to save big on fuel surcharges. Avios are among the easiest types of points to keep from expiring because of British Airways’ relaxed rules that allow you to reset your Avios …

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How to Use Hyatt Points: The Beginner’s Guide

Written by Devon O’Rourke @ Million Mile Secrets

INSIDER SECRET: Hyatt points are valued as some of the most valuable points in the free travel community. They can be a bit harder to earn than other points, but they are very rewarding. My favorite way to increase my Hyatt points is by transferring Ultimate Rewards points directly from my Chase Sapphire Preferred® Card. …

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The Best Marriott hotels in New York City with points

Written by Devon O’Rourke @ Million Mile Secrets

There are too many Marriott hotels in New York City. You’ll find over 35 in the Manhattan area alone, over five of which are in Times Square. Among the best hotel credit cards are plenty of large Marriott card offers to help you secure a room for free. If you want to know how to …

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The best cards to earn IHG points in 2020 (Plus a couple of bonus strategies)

Written by Devon O’Rourke @ Million Mile Secrets

With a presence in 100 countries, InterContinental Hotels Group (IHG) offers opportunities for award-night stays at more than 5,000 hotels across the globe. And a current 140,000-point welcome bonus on the IHG® Rewards Club Premier Credit Card is a good incentive to start planning your 2020 travels. Award nights at IHG hotels start at 10,000 points, so after …

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$1,500 in Travel and a Vacation to Hawaii – Here’s What I Missed by Not Signing Up for Credit Cards in Time

Written by Devon O’Rourke @ Million Mile Secrets

INSIDER SECRET: Mistakes happen. Take a lesson and move on. If you are active in the miles and points hobby, watch your deadlines. Sign up for the card you need for your dream vacation and don’t delay on spending your miles and points! Have you ever missed a limited-time offer by not signing up for …

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The Barclaycard Arrival Plus Benefits and Perks Are Becoming Increasingly Rare on Other Credit Cards — Here’s What We Like

Written by Devon O’Rourke @ Million Mile Secrets

INSIDER SECRET: For some reason, chip-and-PIN credit cards are still a rarity in the US. This card is a true chip-and-PIN card, meaning you can use it at unmanned kiosks which you’ll often find in Europe. Non-chip and PIN cards won’t work! The Barclaycard Arrival Plus® World Elite Mastercard® is simple but powerful card that …

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Amazing Deal Reminder: The United Airlines Excursionist Perk Still Works and Can Offer GREAT Value for Travel to Multiple Cities

Written by Devon O’Rourke @ Million Mile Secrets

INSIDER SECRET:   You can pay absolutely ZERO miles to add an extra flight to your itinerary with this trick. There’s a bit of a transition going on right now as United Airlines eliminates its award chart. However, the United Airlines Excursionist Perk still works, and remains a terrific way to get tremendous value with your …

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Know if you qualify: An easy guide to Citi American Airlines card application rules

Written by Devon O’Rourke @ Million Mile Secrets

Citi is an MMS advertising partner. We’ll be the first to admit, there are quite a few sets of rules to follow when you’re applying for the best travel credit cards. Policies like the Amex once per lifetime per card welcome bonus restriction, the Chase 5/24 rule, and the Citi 48-month American Airlines card rules …

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