Dynamic Currency Conversion Attempt In Japan & Why You Should ALWAYS Decline

* 𝖒𝗋𝖾𝖽𝗂𝗍 𝖒𝖺𝗋𝖽 / 𝖑𝖺𝗇𝗄𝗂𝗇𝗀 *
When you travel outside of your card’s currency area, you are often prompted a choice, sometimes forced, to use the currency of your card instead of the country where you are, like what happened to me a few days ago here in Japan.

Maybe businesses have found an easy way to extract an extra 2% to 3% from their unsuspecting foreign guests when they check out by offering a Dynamic Currency Conversion (DCC) option, which they sometimes choose without any consultation.

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