Written by Rick Ingersoll @ Frugal Travel Guy
American Express has revamped the old standby lower-level charge card with a new offer and changes to their bonus categories and perks.
Author: Rick Ingersoll
What You Guys Have Taught Me Recently
Written by Rick Ingersoll @ PointChaser
I’m having a great time writing again, and I want to thank you for the warm welcome back. You’ve taught me some new tricks about the hobby. Even more important to me is you have reinforced my belief that “change is hard”, partic…
Teamwork Makes Us All Better Travelers
Written by Rick Ingersoll @ Frugal Travel Guy
You can be a naysayer if you’d like, or you can join the gang helping one another out. That’s what this hobby is really all about
Another Union Credit Card Approval – Look for Them!
Written by Rick Ingersoll @ PointChaser
Card pickings have been pretty slim lately. So I can thank my dad and grandfather for serving in the U.S. Navy and making me eligible to join Navy Federal Credit Union. Both Katy and I have the Navy Federal More American Express Card and use it c…
I Tried Experian Boost to Improve My Credit Score
Written by Rick Ingersoll @ Frugal Travel Guy
I recently saw an ad to use a new product from Experian to help improve your credit score.
My Fulfillment by Amazon Business Experience
Written by Rick Ingersoll @ PointChaser
I found a great niche several years back that led me into a partnership with four others and a great retail opportunity. I became an Amazon FBA seller, selling low-end computers. Well, I picked computers and Staples based on several key facto…
My Most Profitable Credit Card
Written by Rick Ingersoll @ Frugal Travel Guy
Lots of bloggers talk about the cards in their wallets. I’m going to break mine down by profitability for my own set of circumstances.
Snap Out of it Rick. Go to the Max with 5X
Written by Rick Ingersoll @ PointChaser
I got too frugal over the last month or so. With all these fee-free Visa deals at Staples, I quit ordering Visa gift cards online. I got so tied up with the idea of fee-free that I’ve missed at least two months of opportunity to buy these gift ca…
Amex No Lifetime Language Referrals Available and More
Written by Rick Ingersoll @ PointChaser
I found some preapproved referrals in mine and my wife’s Amex accounts for Schwab Platinum, Hilton Aspire, Hilton Surpass and there is no lifetime language in these referral offers. I can confirm the pre-approval wording is in the referral email …
BB&T Offering a Second Bonus Opportunity
Written by Rick Ingersoll @ PointChaser
Back in June BB&T Bank offered a $300 new account bonus (the amount changes constantly) if I deposited $1500 and made three small bill payments of $25 or more. I loaded the app on my phone and said “forget it” to the debit card. All wor…
My Relaxed Valuation of Points and Miles
Written by Rick Ingersoll @ Frugal Travel Guy
I’ve been asked to come up with my values for each of the types of points and miles we strive so hard to collect.
Manufactured Spending: How Much is Too Much?
Written by Rick Ingersoll @ PointChaser
These two questions haunt me almost every day. It usually goes like this: Me: “You’ve got a free hour today, shall I go MS?” “When was the last time I went?” “If I go, how much can I do?” The questions ar…
Hawaii With the Hilton Cards
Written by Rick Ingersoll @ Frugal Travel Guy
We are really looking forward to our return next year to the Hilton Waikoloa Village Hotel.
A Successful Morning Manufactured Spending Run
Written by Rick Ingersoll @ PointChaser
Now that tourist season is over, its much easier to get about and make good use of my retired time. I’m an early riser and after grabbing coffee, I head to the Internet for email and to see what’s new in the manufactured spending world. Mon…
Why Your Citi Card Keeps Getting Declined for Gift Card Purchases
Written by Rick Ingersoll @ PointChaser
I’ve recently been struggling with my new Citi AAdvantage Platinum Card and fraud alerts. I’ve had about four in the last week and became extremely frustrated. But a nice gal on Saturday morning straightened me out. With new Citi cards, if …
Recap of Cashback App Results
Written by Rick Ingersoll @ PointChaser
When I started writing again several months ago I was fascinated with the concept of adding an app to my cell phone, linking my credit card once and getting paid every time I used that card at a participating merchant. I’m “old school.̶…
Rick Ingersoll Is Back on Frugal Travel Guy
Written by Rick Ingersoll @ Frugal Travel Guy
Hi, My name is Rick Ingersoll and I founded this blog in October of 2007
Now What, with Manufactured Spending?
Written by Rick Ingersoll @ PointChaser
American Express is tightening down on gift card purchases. We’ve thankfully finished our 4X at grocery stores with Amex Gold, Dosh has disappeared at Kroger and I’ve found my bottom limit on available manufactured spending. I could s…
Upcoming Citi Double Cash to Thank You Points Opportunities
Written by Rick Ingersoll @ PointChaser
I’ve got the Citi Double Cash card and for the most part, it just sits in the sock drawer. I can do better on non-bonus category spend with my BofA Travel Rewards card at 2.625% on travel credits. And my Amex Business Blue card combined with my S…
What’s Your Smallest Profit on a $500 Visa Gift Card?
Written by Rick Ingersoll @ PointChaser
There is a lull here in good manufactured spending opportunities with the loss of Dosh at Kroger. It got me thinking, what is the lowest profit for $500 gift card I’d be willing to work for? With all the different methods we employ to pick up cas…