Written by indyfinance @ Saverocity
Become a Patron!Economic Injury Disaster Loans, first introduced by the 2020 CARES Act, are a special program of the Small Business Administration designed to reach the smallest business, including sole
Author: indyfinance
Inflation-proofing your life
Written by indyfinance @ Saverocity
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Life is lived in nominal dollarsI wrote last year about the fuzzy thinking I saw surrounding the topic of inflation. Inflation, properly understood, is an economy-wide increase in
The even newer broadband discount
Written by indyfinance @ Saverocity
Become a Patron!Today’s topic is a little bit of a weird one, but it’s valuable and widely-available enough that I wanted to make sure readers were aware of it.A lot
My paid family leave journey: my leave, payments, and surprise redetermination
Written by indyfinance @ Saverocity
This is the third and final (for now) entry in my series about navigating the District of Columbia’s universal paid family and medical leave program. You can find the first
My paid family leave journey: application, timing, hiccups, and approval
Written by indyfinance @ Saverocity
Become a Patron!This is the second entry in what will be an occasional series about my navigation of the District of Columbia’s universal paid family and medical leave program. You
My paid family leave journey: Introduction
Written by indyfinance @ Saverocity
This is the first entry in what will be an occasional series describing my (hopefully successful) attempt to navigate making a claim through Washington, DC’s paid family and medical leave
Labor scarcity and the Scandinavian model
Written by indyfinance @ Saverocity
Become a Patron!Like anyone with a pulse, I’ve been following with interest the nationwide panic over so-called “labor shortages,” supposedly popping up everywhere from grocery stores to restaurants to the
Inflation is a transfer from creditors to debtors (that means you)
Written by indyfinance @ Saverocity
Become a Patron!I have lately seen some very muddled thinking about supply chains and inflation, and I would like to remind confused readers of some very basic economics that will
How I did on the pandemic relief laws
Written by indyfinance @ Saverocity
Become a Patron!This is a post I’ve wanted to write for a long time, but haven’t been able to since the story wasn’t quite complete. Now that my final unemployment
First time homebuyer savings accounts, part 3 (Alabama, Mississippi, Montana)
Written by indyfinance @ Saverocity
Become a Patron!This is my third and final post about first-time homebuyer savings accounts, a tax dodge that seems to have swept the nation a few years ago, with several
First-time homebuyer savings accounts, part 2 (Virginia, Colorado, Minnesota, Iowa, Idaho)
Written by indyfinance @ Saverocity
Become a Patron!I recently wrote in detail about the first-time homebuyer savings account tax deduction offered by the state of Oregon, and promised a followup with an assessment of similar
Oregon first-time home buyer savings accounts: is the juice worth the squeeze?
Written by indyfinance @ Saverocity
Become a Patron!One of the most interesting things about the US banking system is just how decentralized it is. While most developed nations have just a handful of major banks,
Understanding the latest two rounds of EIDL Advances
Written by indyfinance @ Saverocity
Become a Patron!Last May I shared my successful Economic Injury Disaster Loan experience, which included a $1,000 “EIDL Advance” that doesn’t have to be repaid and a $3,000 30-year low-interest
Why is there a private market in long-term care insurance?
Written by indyfinance @ Saverocity
Become a Patron!This is a question I’ve been thinking about lately while working on another project, and I want to walk through my thinking so far to see if any
Two quirks to watch for when reporting 2020 unemployment compensation
Written by indyfinance @ Saverocity
Become a Patron!There has been a fair amount of confusion and chaos around changes made to the taxation of unemployment compensation in the American Rescue Plan, so as I’m finishing
Minimums, Anchors, and Thresholds
Written by indyfinance @ Saverocity
Become a Patron!One of the most frustrating things that comes up almost immediately when you start talking to people about money is the way people treat certain purely regulatory or
What’s the real story behind the zillionaire widow defrauded by her grandsons?
Written by indyfinance @ Saverocity
Become a Patron!Via TravelBloggerBuzz, last week I read a fascinating story about the resolution of a FINRA arbitration complaint against two JPMorgan financial advisors by their grandmother, whose money they
MEUC: the unemployment insurance top-up no one is talking about
Written by indyfinance @ Saverocity
Become a Patron!Since the original CARES act in March, I’ve been trying to provide practical, real-world guidance on the nuances of federal and state aid to unemployed and self-employed workers.
How to apply to, enroll in, and attend college
Written by indyfinance @ Saverocity
Become a Patron!In my Wednesday review of Ron Lieber’s college-cost book I promised my own streamlined take on how to think about higher education. One of the great shortcomings of
Book Review: Ron Lieber just wants to ask questions about college costs (that have obvious answers)
Written by indyfinance @ Saverocity
Become a Patron!Before I was a travel hacker, I was a higher education hacker. In fact, the first glimpse I had behind the rickety infrastructure of the modern economy was