Written by Rick Ingersoll @ Frugal Travel Guy
It seems more and more like American Express is filling my wallet with credit cards these days. Not only the great rewards offered in the form of Membership Rewards but the Amex Offers on each of their cards more than offset the application fee in a year’s time. This One is from Lowes and both […]
Author: Rick Ingersoll
Don’t Forget Your Annual Benefits
Written by Rick Ingersoll @ Frugal Travel Guy
Now that we are in a new decade and year its time to remember the annual benefits we get from some of our current credit cards.
My Most Active Credit Card The Amex Gold Card
Written by Rick Ingersoll @ Frugal Travel Guy
The Amex Gold card is the card I pull out of my wallet the most often.
A New Year and New Goals
Written by Rick Ingersoll @ Frugal Travel Guy
The Frugal Travel Guy blog entered its third decade in 2020.
My Non Bonus Catergory Cards and 3-15K MR Referrals
Written by Rick Ingersoll @ Frugal Travel Guy
Not all credit cards offer bonus categories for higher earnings. Some are just plain old vanilla cards that offer the same rate of return no matter what merchant category you use them with.
FREE STOCK from Robinhood
Written by Rick Ingersoll @ Frugal Travel Guy
Here’s your chance to pick up a free share of stock with about five minutes’ effort.
The Apps I Use to Increase My Yield
Written by Rick Ingersoll @ Frugal Travel Guy
Now we find ourselves in the world of online apps, that you load onto your phone to earn even more miles, points, cashback, stock or stock in your merchant.
Bumped Worked and Things I Question
Written by Rick Ingersoll @ PointChaser
Several months ago I put myself on the waiting list for a new app called Bumped that paid its shopping bonuses in the form of stock of the company you were shopping with. To me, it seemed like the ultimate customer retention play and I gladly wait…
Two Citi Expedia Credit Card Offers
Written by Rick Ingersoll @ Frugal Travel Guy
I’d never heard nor seen these two cards before but the terms and conditions on getting approved caught my eye right away.
The Reason We Will Always Win
Written by Rick Ingersoll @ PointChaser
To me, I look at this hobby as the banks, airlines, hotel programs vs. us consumers, just trying to catch a break and save a few bucks on travel. The reason I think we always win is the ability to act quickly. I’ve spent most of my life working f…
Which Do You Prefer: Manufactured Spending or Card Sign-up Bonuses?
Written by Rick Ingersoll @ PointChaser
To start with, I don’t think there is any right or wrong answer, but more a matter of the circumstances we are each individually faced with. The ultimate goal of each activity is to generate as high a return on our time with the least amount of e…
This Crazy Referral Offers Put on by Sofi
Written by Rick Ingersoll @ Frugal Travel Guy
Over the last couple of weeks we have seen a new player in the financial marketplace make some pretty incredible offers to us consumers.
How Do You Use Your Manufactured Spending Profits?
Written by Rick Ingersoll @ PointChaser
A couple of days ago I mindlessly opened two emails from Yazing, indicating they had $17.34 to each of our PayPal accounts. I mindlessly transferred the windfall into our checking accounts. It got me thinking about the ways we use our manufactured spen…
Dropping High Annual Fee Credit Cards
Written by Rick Ingersoll @ PointChaser
If you want a bit of a shock, total up the annual fees you pay on credit cards. The number is staggering. But I always felt I got more than my money’s worth up until this coming renewal year. Katy and I both carry Amex Gold, Platinum and Hilton A…
I Wish I Had This Card
Written by Rick Ingersoll @ Frugal Travel Guy
Bank of America has recently clarified its guidelines on who can apply for one of their cards and have a chance of approval.
From Famine to Feast: My Month in Manufactured Spending
Written by Rick Ingersoll @ PointChaser
Remember a month or so ago, I was whining about not kicking up my game on the 5X Staples Free Week. Well I kicked it up and overdid it for an old guy. In the last 21 days I’ve: 1. I spoke at the Chicago Seminars and reconnected with some [……
What’s Your Threshold for Spending a Credit Inquiry?
Written by Rick Ingersoll @ PointChaser
A couple of weeks ago we talked about what your minimum earnings per hour must be to get you out manufactured spending. Or to put your PJ’s on and manufacture spend from the couch. I’ve now confirmed, if I’m not earning at least $40 p…
The Places We’ve Seen Because of this Hobby
Written by Rick Ingersoll @ Frugal Travel Guy
When I suggested this topic to my editor, I thought it would be a piece of cake to write.
6 Chances to Get 15,000 Membership Rewards Points with AmEx Blue Business Plus
Written by Rick Ingersoll @ PointChaser
Katy and I each got targeted to offer a referral for the NO Annual Fee AmEx Blue Business Plus Card. The offer gives the applicant 15,000 Membership Rewards points instead of the normal ZERO point sign-up bonus. You’ll need to spend $5,000 i…
What’s Your Non-Bonus Category Credit Card
Written by Rick Ingersoll @ PointChaser
I hope we can fill the comments section with a variety of opinions here, based of course on each of your personal preferences. I’m sure some of you are working for high-value premium cabin award travel and a mileage card is your number one choice…